New Proposal Could Help Select First-Time Buyers Lower Their Closing Costs

Lawmakers are currently considering a new plan aimed at making it easier for people to buy their first home. The goal of this proposal is to reduce "closing costs"—the extra fees a...

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How to Use Your Tax Refund to Buy a Home

Buying a home comes with several upfront costs that can feel overwhelming. However, if you are expecting a tax refund from the IRS this year, that extra money can give your homebuying budget a significant boost. Whether your refun...

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How to Buy a Home in 2026: Using FHA Grants to Bridge the Down Payment Gap

As we move through 2026, the dream of homeownership remains a top priority for many, even as the housing market continues to evolve. While saving for a down payment is still the biggest hurdle for...

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Wealthfront Launches A Mortgage Program

Wealthfront, best known for its robo-advisor investing tools, is starting a mortgage program for some of its customers. The company says it aims to offer home loans with lower costs and competitive rates by using software to simplify ...

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A Simple Guide to Down Payment Assistance in 2026

Buying a home can feel out of reach for many people, especially because of the upfront cost of the down payment. However, you don’t always need 20% down—sometimes much less is required, and there are programs ...

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How to Buy a House: A Guide for First-Time Home Buyers in 2026

Buying your first home is a big step, and it’s important to know what to expect. Here’s a straightforward guide to help you understand the process, the benefits of being a first-time buyer, and your ...

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Mortgage Rate Predictions for the Next 5 Years (2026–2030)

When planning to buy a home, it's important to know where mortgage rates are headed. Experts look at several factors, especially the 10-year U.S. Treasury yield, which has a big impact on long-term mortgage ra...

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Top Mortgage Lenders for First-Time Homebuyers in 2026

If you’re thinking about buying a home in 2026, you may be wondering what will happen with mortgage rates. There’s some good news and some not-so-good news for home buyers: Mortgage rates are expected to ...

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Thinking About Refinancing Your Mortgage in Early 2026? Here’s What You Need to Know

If you’re a homeowner with a mortgage, you might be wondering if 2026 is a good time to refinance your loan, especially if you locked in a high interest rate in recent years. Wit...

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New Conventional Loan Limits for 2026

If you plan to buy a home in 2026 and use a conventional loan, there is a new limit on how much you can borrow without needing a special type of mortgage. The Federal Housing Finance Agency (FHFA) recently announced these limits. &n...

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