Articles

• Author: Margaret Hills
• Posted: Apr 17, 2026

When buying a home, you don't always have to use your own savings for the down payment. Many homebuyers receive money as a gift from others to help cover this cost. This gifted money is called "gift funds." Gif...

• Author: Margaret Hills
• Posted: Apr 08, 2026

An FHA adjustable-rate mortgage (ARM) is a home loan backed by the Federal Housing Administration. Unlike a regular fixed-rate mortgage where your interest rate stays the same forever, an FHA ARM has an interest rate that can ch...

• Author: Margaret Hills
• Posted: Mar 25, 2026

Mortgage rates in the United States have reached their highest point in three months, driven by economic uncertainty surrounding the recent U.S. attacks on Iran. This rise in borrowing costs is creati...

• Author: Jennifer Kloss
• Posted: Mar 20, 2026

Buying a home is one of the biggest purchases you will ever make. If you don't have a high salary, it might feel impossible—but it isn’t. There are many programs and strategies designed to help people wi...

• Author: Margaret Hills
• Posted: Mar 13, 2026

The U.S. Senate passed a significant, bipartisan bill on Thursday aimed at lowering housing costs and increasing the number of available homes across the country. Known as the “21st Century ROAD to Housing Ac...

• Author: Noah Koch
• Posted: Feb 25, 2026

There is good news for hopeful homebuyers: mortgage rates are dropping. Recently, the average interest rate for a 30-year fixed-rate mortgage fell to around 6%. This is the lowest rate borrowers hav...

• Author: Margaret Hills
• Posted: Feb 16, 2026

Lawmakers are currently considering a new plan aimed at making it easier for people to buy their first home. The goal of this proposal is to reduce "closing costs"—the extra fees a...

• Author: Noah Koch
• Posted: Feb 05, 2026

As we move through 2026, the dream of homeownership remains a top priority for many, even as the housing market continues to evolve. While saving for a down payment is still the biggest hurdle for...

• Author: Margaret Hills
• Posted: Jan 28, 2026

Wealthfront, best known for its robo-advisor investing tools, is starting a mortgage program for some of its customers. The company says it aims to offer home loans with lower costs and competitive rates by using software to simplify ...

• Author: Jennifer Kloss
• Posted: Jan 21, 2026

Buying a home can feel out of reach for many people, especially because of the upfront cost of the down payment. However, you don’t always need 20% down—sometimes much less is required, and there are programs ...