Insights & Tips

Find out more about home buying, down payment help, and government aids.

Mortgage Rates Hold at 7.4% After a 7-Week Climb: Will They Come Down Soon?

After seven straight weekly increases, mortgage rates finally paused this week. But experts say relief may be a long way off. Are mortgage rates falling right now? Not yet. As of Oct. 15, ...

Can You Get a Mortgage Without a Job? Yes, Here's What Lenders Look For

Lost your job in the middle of house hunting? Your homeownership plans may not be dead after all. Lenders Care About Repayment, Not Just Paychecks A regular paycheck is the easiest way to prove...

The Best Mortgage Lenders for Bad Credit in October 2026

Buying a home with a less-than-stellar credit score can feel like an uphill battle. However, poor credit does not completely rule out your chances of securing a mortgage. How Low Credit Scores Impact Your Mortga...

Navigating Fall 2026 Mortgage Rates: What You Need to Know

If you are hoping to buy a home or refinance soon, keeping an eye on interest rates can feel like a full-time job. We completely understand how overwhelming this market can be, so let’s break down what top ...

When Will Mortgage Rates Finally Drop? What Homebuyers Need to Know

High mortgage rates are making today’s housing market feel tough, but understanding the forces at play can help you navigate your next move with confidence. According to recent Freddie Mac data, th...

Miami-Dade Launches Down Payment Lottery for New Homes

Buying a home in Miami-Dade County is an uphill battle, as the median listing price reached $588,700 in August 2026. To address this challenge, the Miami-Dade Economic Advocacy Trust (MDEAT) partnered with JL Brown D...

Understanding Today’s Mortgage Rates and What They Mean for You

If you are following current housing news, reading about high interest rates alongside elevated home prices might make you feel frustrated and confused. Fortunately, a small dip offers prospective buyers a...

South Portland Launches New Free Home Energy Assistance Program

South Portland has launched a new home energy initiative designed to help 50 local households lower their energy bills and make their homes more energy-efficient through free weatherization assistance. What th...

Three Government Programs That Can Help You Buy a Home With Little or No Down Payment

Buying a home in today's market is harder than ever. Home prices are near record highs, and mortgage rates have more than doubled since the pandemic. To make matters worse, wages haven...