Articles

• Author: Noah Koch
• Posted: 2026-02-10

In 2022, the median down payment for first-time home buyers was about 13%. This represents an increase from 2021 when the down payment for first-time home buyers was around 7%, while for repeat buyers it was about 17%. F...

• Author: Chris Remington
• Posted: 2026-02-18

Securing the funds for a down payment can be one of the biggest challenges when purchasing a home. The down payment is an initial contribution from the buyer and constitutes a portion of the total cost. A sizable down...

• Author: Myron Hansen
• Posted: 2025-11-16

When buying a house, the down payment is an essential factor to consider. A down payment requires paying an initial sum upfront to receive a mortgage loan. The larger your deposit, the lower your monthly repayments will b...

• Author: Margaret Hills
• Posted: 2026-01-12

Saving for a down payment can be a daunting task, especially for first-time homebuyers. It's no secret that this initial payment can be a significant barrier to homeownership, and with the current state of th...

• Author: Margaret Hills
• Posted: Apr 01, 2026

Home prices have been rising rapidly across the country, which means down payments are getting bigger too. In many areas, buyers need to save $50,000 or more just to make a down payment. This create...

• Author: Jennifer Kloss
• Posted: Mar 05, 2026

Mortgage rates in the United States have reached their lowest levels since 2022. This drop is sparking new conversations among people looking to buy a home and current homeowners wondering if they...

• Author: Noah Koch
• Posted: Feb 10, 2026

Buying a home comes with several upfront costs that can feel overwhelming. However, if you are expecting a tax refund from the IRS this year, that extra money can give your homebuying budget a significant boost. Whether your refun...

• Author: Jennifer Kloss
• Posted: 2026-04-07

FHA loans help many people buy their first homes because they are easier to qualify for than many other loans. They usually require lower credit scores and have smaller down payments. Here are some of the best FHA lenders for Septe...

• Author: Margaret Hills
• Posted: 2025-11-22

Buying a home can be exciting, but one big challenge for many people is coming up with enough money for the down payment. This is especially true for first-time buyers. However, there's good news: You don&rsqu...

• Author: Noah Koch
• Posted: 2026-04-20

In a significant turn of events for the American housing market, data from April 2025 reveals that down payments made by homebuyers have dipped slightly for the first time in nearly two years. This news comes from ...