Articles

• Author: Margaret Hills
• Posted: Dec 17, 2025

If you’re thinking about buying a home in 2026, you may be wondering what will happen with mortgage rates. There’s some good news and some not-so-good news for home buyers: Mortgage rates are expected to ...

• Author: Margaret Hills
• Posted: Dec 10, 2025

If you’re a homeowner with a mortgage, you might be wondering if 2026 is a good time to refinance your loan, especially if you locked in a high interest rate in recent years. Wit...

• Author: Margaret Hills
• Posted: Dec 03, 2025

If you plan to buy a home in 2026 and use a conventional loan, there is a new limit on how much you can borrow without needing a special type of mortgage. The Federal Housing Finance Agency (FHFA) recently announced these limits. &n...

• Author: Margaret Hills
• Posted: Nov 24, 2025

Saving up for a down payment on a house can be a long process. In some states, it might take just under a decade, while in others, it could take much longer—sometimes decades. Many people find it discourag...

• Author: Jennifer Kloss
• Posted: Nov 18, 2025

The Federal Reserve lowered interest rates in October 2025. This move has affected the housing market, making many people—especially those wanting to buy or refinance a home—curious about how much a monthly m...

• Author: Jennifer Kloss
• Posted: Nov 11, 2025

If you’re planning to buy a house in 2026, it’s a good idea to start getting prepared now. The housing market has been unpredictable in recent years, but things may become less hectic for buy...

• Author: Margaret Hills
• Posted: Nov 03, 2025

The Department of Veterans Affairs (VA) offers special housing grants to help veterans with service-connected disabilities buy, build, or adapt a home, so they can live more independently. These grants can pay for important chang...

• Author: Jennifer Kloss
• Posted: Oct 28, 2025

Buying your first home can be challenging. Choosing the right mortgage lender can help make the process easier. Here are five top lenders for first-time home buyers, along with what makes each one stand ou...

• Author: Margaret Hills
• Posted: Oct 20, 2025

Mortgage rates have recently gone down due to hopes that the Federal Reserve will cut rates. However, after a recent Fed meeting, rates have stayed about the same. Experts don’t expect a big drop in interest rates before the ...

• Author: Jennifer Kloss
• Posted: Oct 16, 2025

Short answer: sometimes. These personal notes from buyers can help in close calls, but they also carry legal risks. Here’s a simple breakdown.   What these letters are A buyer “love letter” ...